30+
Years in Mortgage Industry
1000+
Clients Helped
3
Books Published
4
Dogs (Non-Negotiable)
A Book by Rich Bonn · 5.0 ★ on Google
Ordinary
People.
Serious
Wealth.
How to Use Real Estate to Build Wealth — Even If You’ve Never Owned an Investment Property. A no-nonsense guide by a thirty-year mortgage professional.
WORK WITH RICH ->
BUY THE BOOK
01
About Rich
Thirty Years.
One Philosophy.
Build It
and Keep It.
Rich Bonn has been in the mortgage industry for over thirty years, helping thousands of clients buy homes, build wealth, and breathe easier through what is usually one of the most stressful financial processes of their lives. He is a registered residential mortgage loan officer based in Houston, Texas, and the author of three books including Ordinary People. Serious Wealth.
Thirty Years.
One Philosophy.
Build It
and Keep It.
Rich Bonn has been in the mortgage industry for over thirty years, helping thousands of clients buy homes, build wealth, and breathe easier through what is usually one of the most stressful financial processes of their lives. He is a registered residential mortgage loan officer based in Houston, Texas, and the author of three books including Ordinary People. Serious Wealth.
30+
Years in Mortgage Industry
1000+
Clients Helped
3
Books Published
4
Dogs (Non-Negotiable)
Next Step
Let's Talk.
02
Where It Started
Rich was born and raised in Southern California due to his parents' poor geographic planning.
He started working with the public at age six, when his grandfather Harry dragged him to the Orange Swapmeet to sell brushes, combs, and gloves out of the back of a long, long, long blue Ford LTD II. Harry was the child of Russian immigrants, a Depression-era kid who built something from nothing through door-to-door sales and sheer refusal to quit. He taught Rich how to read people, how to hold a price, and how to keep showing up.
He also taught Rich something that has guided every professional decision he's made since: time in beats timing. Every single time.
Where It Started
Rich was born and raised in Southern California due to his parents' poor geographic planning.
He started working with the public at age six, when his grandfather Harry dragged him to the Orange Swapmeet to sell brushes, combs, and gloves out of the back of a long, long, long blue Ford LTD II. Harry was the child of Russian immigrants, a Depression-era kid who built something from nothing through door-to-door sales and sheer refusal to quit. He taught Rich how to read people, how to hold a price, and how to keep showing up.
He also taught Rich something that has guided every professional decision he's made since: time in beats timing. Every single time.
03
The Hard Part
After attending Chapman University — graduating with two degrees for the price of one — Rich went to work for Wells Fargo Bank, then transitioned into the residential mortgage industry with IndyMac. He was building something. A career, a reputation, a life.
Then 2008 arrived. The mortgage industry didn't slow down. It collapsed. And Rich lost almost everything he'd built.
He rebuilt it from a laptop at a Starbucks. One client at a time. With complete integrity and no shortcuts. He applied for jobs stocking shelves at Walmart — overnight shifts. They wouldn't hire him. Overqualified. He went back to the Starbucks.
It took a few years before what he was making could honestly be called an income. But the foundation he built during those years — of integrity, of honest advice, of putting clients first — is the foundation his practice still runs on today.
The Hard Part
After attending Chapman University — graduating with two degrees for the price of one — Rich went to work for Wells Fargo Bank, then transitioned into the residential mortgage industry with IndyMac. He was building something. A career, a reputation, a life.
Then 2008 arrived. The mortgage industry didn't slow down. It collapsed. And Rich lost almost everything he'd built.
He rebuilt it from a laptop at a Starbucks. One client at a time. With complete integrity and no shortcuts. He applied for jobs stocking shelves at Walmart — overnight shifts. They wouldn't hire him. Overqualified. He went back to the Starbucks.
It took a few years before what he was making could honestly be called an income. But the foundation he built during those years — of integrity, of honest advice, of putting clients first — is the foundation his practice still runs on today.
04
What Brought Him to Texas
When asked what brought Rich to Texas from Southern California, he usually answers: a Ford Expedition.
He has been in Houston ever since. Southwest Houston specifically — a community he serves not just professionally but personally.
What Brought Him to Texas
When asked what brought Rich to Texas from Southern California, he usually answers: a Ford Expedition.
He has been in Houston ever since. Southwest Houston specifically — a community he serves not just professionally but personally.
05
The Work
Over three decades, Rich has helped thousands of clients navigate the mortgage process — first-time buyers, self-employed borrowers, real estate investors, families, veterans, and everyone in between. His superpower, if he has one, is asking better questions. And showing up in person. Especially when things get complicated.
He is the author of Buy a Home, Be a Hero, How to Get a Mortgage When Your Tax Return Says No, and Ordinary People. Serious Wealth. Each book came from the same place: a desire to give ordinary people the information the system was never designed to hand them.
The Work
Over three decades, Rich has helped thousands of clients navigate the mortgage process — first-time buyers, self-employed borrowers, real estate investors, families, veterans, and everyone in between. His superpower, if he has one, is asking better questions. And showing up in person. Especially when things get complicated.
He is the author of Buy a Home, Be a Hero, How to Get a Mortgage When Your Tax Return Says No, and Ordinary People. Serious Wealth. Each book came from the same place: a desire to give ordinary people the information the system was never designed to hand them.
06
Off the Clock
Rich volunteers with individuals with special needs and dispatches for Hatzalah, the volunteer emergency medical service. He shows up — often in his truck — whenever someone needs a hand.
He lives in Southwest Houston with his incredible wife of eleven years, four dogs (Beau, Jelly, Layla, and Her Highness the Duchess of York Peppermint Patties), and enough fish tanks that his wife has stopped counting. He loves to cook.
Whether you need a loan, a laugh, or a lead on great coffee — Rich is your guy.
Off the Clock
Rich volunteers with individuals with special needs and dispatches for Hatzalah, the volunteer emergency medical service. He shows up — often in his truck — whenever someone needs a hand.
He lives in Southwest Houston with his incredible wife of eleven years, four dogs (Beau, Jelly, Layla, and Her Highness the Duchess of York Peppermint Patties), and enough fish tanks that his wife has stopped counting. He loves to cook.
Whether you need a loan, a laugh, or a lead on great coffee — Rich is your guy.
Next Step
Let's Talk.
WORK WITH RICH ->
BUY THE BOOK
a DBA of The Turnkey Foundation Inc
Rich Bonn, NMLS# 278696
Branch 2523747 | Company 236669
Houston, Texas
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CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.
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