A Book by Rich Bonn · 5.0 ★ on Google

Ordinary
People.

Serious
Wealth.

How to Use Real Estate to Build Wealth — Even If You’ve Never Owned an Investment Property. A no-nonsense guide by a thirty-year mortgage professional.

WORK WITH RICH ->

BUY THE BOOK

01

Work with rich

Let's Build
Something
Together.

Rich Bonn is a registered residential mortgage loan officer based in Houston, Texas, specializing in investment property financing. Whether you're buying your first rental or scaling a portfolio, he'd rather have a real conversation than send a link, and hope and pray it works.


Let's Build
Something
Together.

Rich Bonn is a registered residential mortgage loan officer based in Houston, Texas, specializing in investment property financing. Whether you're buying your first rental or scaling a portfolio, he'd rather have a real conversation than send a link, and hope and pray it works.


02

Who this is for

First-time Investors

You're ready to buy your first investment property and want someone who will explain every step — from pre-approval to closing — in plain English.

HOMEOWNERS READY TO LEVERAGE

You've built equity in your home and want to use it to buy a second property. Rich will show you how — and whether it actually makes sense for your situation.

SELF-EMPLOYED BORROWERS

Your tax return doesn't reflect your actual income. Rich specializes in helping self-employed borrowers qualify for loans that traditional lenders won't touch.

SCALING INVESTORS

You own one or two properties and want to build a portfolio. DSCR loans, 1031 exchanges, cash-out refinancing — Rich knows the tools and how to use them.

Who this is for

First-time Investors

You're ready to buy your first investment property and want someone who will explain every step — from pre-approval to closing — in plain English.

HOMEOWNERS READY TO LEVERAGE

You've built equity in your home and want to use it to buy a second property. Rich will show you how — and whether it actually makes sense for your situation.

SELF-EMPLOYED BORROWERS

Your tax return doesn't reflect your actual income. Rich specializes in helping self-employed borrowers qualify for loans that traditional lenders won't touch.

SCALING INVESTORS

You own one or two properties and want to build a portfolio. DSCR loans, 1031 exchanges, cash-out refinancing — Rich knows the tools and how to use them.

03

The process

No pitch. No pressure.

Just a real conversation.

01

You fill out the form below. Short. Honest. No pressure.

02

Rich reviews your situation and reaches out personally.

03

You have a real conversation — about your goals, your numbers, your options.

04

You move forward together. Or Rich tells you honestly if he can't help — no runaround, no ghosting.

The process

No pitch. No pressure.

Just a real conversation.

01

You fill out the form below. Short. Honest. No pressure.

02

Rich reviews your situation and reaches out personally.

03

You have a real conversation — about your goals, your numbers, your options.

04

You move forward together. Or Rich tells you honestly if he can't help — no runaround, no ghosting.

a DBA of The Turnkey Foundation Inc

Rich Bonn, NMLS# 278696
Branch 2523747 | Company 236669
Houston, Texas

Site Accessibility Assistance

Habayit Home Loans is committed to ensuring our website is accessible to all users, including individuals with disabilities. If you experience any difficulty accessing content or wish to request an accommodation, please CONTACT US HERE. When reaching out, include the web page URL and a description of the issue you encountered.

By submitting any forms on this page or website and providing your mobile number, you are opting in and consent to receive text messages at the number provided, including messages that may be marketing or promotional, or for customer support. Messages may be automated or sent by an autodialer. Message and data rates may apply. There is no purchase necessary, and message frequency varies. Reply STOP to cancel and HELP for help.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.

Copyright 2026. All rights reserved. Rich Bonn NMLS# 278696 | Habayit Home Loans a DBA of The Turnkey Foundation Inc Branch 2523747 | Company 236669


MORTGAGES ARE BORING. YOUR LOAN OFFICER SHOULDN'T BE. ★ MORTGAGES ARE BORING. YOUR LOAN OFFICER SHOULDN'T BE. ★ MORTGAGES ARE BORING. YOUR LOAN OFFICER SHOULDN'T BE. ★ MORTGAGES ARE BORING. YOUR LOAN OFFICER SHOULDN'T BE. ★ MORTGAGES ARE BORING. YOUR LOAN OFFICER SHOULDN'T BE. ★ MORTGAGES ARE BORING. YOUR LOAN OFFICER SHOULDN'T BE. ★ MORTGAGES ARE BORING. YOUR LOAN OFFICER SHOULDN'T BE. ★ MORTGAGES ARE BORING. YOUR LOAN OFFICER SHOULDN'T BE. ★
MORTGAGES ARE BORING. YOUR LOAN OFFICER SHOULDN'T BE. ★ MORTGAGES ARE BORING. YOUR LOAN OFFICER SHOULDN'T BE. ★ MORTGAGES ARE BORING. YOUR LOAN OFFICER SHOULDN'T BE. ★ MORTGAGES ARE BORING. YOUR LOAN OFFICER SHOULDN'T BE. ★ MORTGAGES ARE BORING. YOUR LOAN OFFICER SHOULDN'T BE. ★ MORTGAGES ARE BORING. YOUR LOAN OFFICER SHOULDN'T BE. ★ MORTGAGES ARE BORING. YOUR LOAN OFFICER SHOULDN'T BE. ★ MORTGAGES ARE BORING. YOUR LOAN OFFICER SHOULDN'T BE. ★
MORTGAGES ARE BORING. YOUR LOAN OFFICER SHOULDN'T BE. ★ MORTGAGES ARE BORING. YOUR LOAN OFFICER SHOULDN'T BE. ★ MORTGAGES ARE BORING. YOUR LOAN OFFICER SHOULDN'T BE. ★ MORTGAGES ARE BORING. YOUR LOAN OFFICER SHOULDN'T BE. ★ MORTGAGES ARE BORING. YOUR LOAN OFFICER SHOULDN'T BE. ★ MORTGAGES ARE BORING. YOUR LOAN OFFICER SHOULDN'T BE. ★ MORTGAGES ARE BORING. YOUR LOAN OFFICER SHOULDN'T BE. ★ MORTGAGES ARE BORING. YOUR LOAN OFFICER SHOULDN'T BE. ★